More About Our Credit Counseling & Repair Company

Exchange Credit Repair is a credit counseling business that has at its core credit repair experts and caring representatives. We treat our customers with great respect and think of them like family. Our organization is driven forward by our passion for our clients' success. Our team fights for clients' rights with the bureaus, creditors, and debt collections. We are here to help you get back on your feet.

We started this credit counseling company because we saw how poor credit keeps good people and their loved ones at a disadvantage. We understand the difficulties of securing a loan with a less-than-perfect credit reputation and the frustrations of being charged more for the same things. Our experts intend to turn these situations around.

Our credit consultants are here to help people improve their credit status, so a new world of possibilities opens up to them, allowing them to enrich their lives and save for their future. Let us begin this journey together and build a better life for you and your family. We focus on restoring credit and creating economic opportunities to help clients build the future they deserve and desire.

Our customers need a win, and our credit consultants are driven to win for them. Transparency is extremely important to everyone working at Exchange Credit Repair. We want our clients to be up-to-date at every stage of the credit repair process so that they can see how hard we are working to improve their scores. We understand that you have major life goals and we find purpose in helping you attain them! Call us at (507) 400-3426 now to schedule a consultation today. We will be happy to hear from you!

Do you have an urgent personal or business funding needs?
With the unlimited supply of loans available, we’ve helped businesses expand, investors prosper and the economy grow.

We are excited to help you sweep negative items from your credit report now, so you can begin building towards having an A+ credit rating. We guarantee you that with our services will enable you to make better purchase options, rent an apartment, open up a bank account, get a credit card or even receive a business loan in no time!

And here's how the process works:

1.) The client hires us

2.) Initial Credit Screening or Student Coach Plan is established

3.) We begin to work on the clients credit or business profile immediately

4.) Client receives results within 45 days


We work with you to remove negative items from your credit to enhance your credit score.  We have developed a new, better, high-tech method to remove negative items from your credit. This process has removed past late payments, bankruptcies, tax liens, repos, judgments, inquiries and much, much more!

Exchange Credit Repair is here to help direct our clients back on the correct road to credit recovery by using up a number of avenues to improve their credit scores. It is our goal to raise scores, but our passion is to continuously educate each client on boosting their scores and maintaining them. We provide services such as: Credit Sweep, Credit Boost, Tradelines, Second Chance Credit, Bankruptcy Restoration, New Homebuyers Program, Re-financing Solutions, New Credit Counseling, Student Credit Counseling, and Business Credit Establishment Services.

Learn more about our services by speaking directly to one of our season credit consultant today!

Exchange Credit Repair Best Selling Products

Credit Sweep Program Exchange Credit Services

Credit Sweep Program

Sale price $575.00
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Are you tired of being turned down for loans and credit cards because of your bad credit score? Look no further than our credit sweep service!

Our team of experienced professionals will work with you to identify errors on your credit report and create a personalized plan to improve your credit score. We understand that bad credit can be stressful and overwhelming, which is why we make the process as easy and stress-free as possible.

With our credit sweep service, you can expect to see improvements in your credit score in as little as 45 days or less. We are dedicated to helping you achieve your financial goals and getting you back on track to a brighter financial future.

Don't let bad credit hold you back any longer. Sign up for our credit cleaning service today and take the first step towards a better financial future!

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Business Credit Establishment Exchange Credit Services

Business Credit Establishment

Regular price $1,500.00
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As a business owner, establishing and maintaining good credit is essential to the success of your company. One way to build your business credit is by using trade accounts. Trade accounts are credit accounts with suppliers or vendors that allow you to purchase goods or services on credit and pay later.

At Exchange Credit Repair, we specialize in helping business owners build their credit through trade accounts. We work with a network of trusted suppliers and vendors to help you establish and maintain trade accounts that will help you build your business credit.

Our team of experienced professionals will work with you to develop a personalized plan that fits your business needs. We'll help you identify the suppliers and vendors that are the best fit for your business and guide you through the application process. We'll also provide you with ongoing support and advice to help you manage your trade accounts and maintain good credit.

With our help, you can expect to see improvements in your business credit in as little as 90 days. We're dedicated to helping you achieve your financial goals and building a successful business.

Don't let bad credit hold your business back any longer. Sign up for our trade account service today and take the first step towards a brighter financial future for your business!

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Bankruptcy Restoration Service Exchange Credit Services

Bankruptcy Restoration Service

Regular price $312.50
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If you find yourself in need of bankruptcy restoration service, our team of experienced credit specialists is here to help. We understand that credit issues can be stressful and overwhelming, but we are here to guide you through the process.

To get started, you will need to obtain a copy of your credit report from one of the three major credit bureaus: Experian, Equifax, or TransUnion. Once you have your report, we will review it with you to determine the best course of action for your unique situation. Our team will work with you every step of the way to ensure that you fully understand the process and feel comfortable with the steps we take.

One common issue that we see is bankruptcy on a credit report. If you have filed for bankruptcy, you may be wondering how to remove it from your report. While bankruptcies will drop off automatically after 10 years, you may not want to wait that long to see an improvement in your credit score. Our team can help you navigate the process of disputing the bankruptcy on your report and work to have it removed as soon as possible.

It's important to note that even if you choose not to challenge the inclusion of bankruptcy on your report, you will still have to deal with the consequences of a damaged report and score while the bankruptcy status remains. We offer a comprehensive credit bureau dispute package that includes all three major credit bureaus to ensure that your credit report is as accurate as possible.

Don't let credit issues hold you back. Contact us today to learn more about how our credit repair services can help you achieve your financial goals.

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Trust Funds For Kids Exchange Credit Services

Trust Funds For Kids

Regular price $1,000.00
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With just a minimum investment of $1000, or $50 per month for those committed to regular contributions, you can easily start a trust. Should you require additional trusts for other individuals, we are delighted to offer this service. The price to set up a trust stands at $499, and for other individuals, it is priced at $199. The fee includes documents prepared by a qualified lawyer, so you can be assured of the quality of service you will receive.

Our estimates have shown that through regular contributions, your trust could be worth up to $315,000 by the time your child reaches 45 years old, thanks to compounding interest. This is a great way to secure your child's future and provide them with the resources they need to pursue their dreams.

Should your child require the funds for their college education, they can easily withdraw the money from the trust. If they are not keen on pursuing higher education beyond high school, they can still draw from the trust, but only once they reach the age of 40, have been married for three years or more, or become medically disabled. We highly recommend including a stipulation in the trust documents that when your child has their own children, a small amount will be pulled from the existing trust to set up a trust for each of their children, creating a legacy of financial security for generations to come.

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